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To connect to your account using SSH, you need to have a user. By default, a user with your account name was created with the account. You can administer your SSH users from your administration interface, Remote access > SSH tab.
Unlike FTP, SSH does not propose any isolation. Hence, users can move around freely in all of the account directories.
Even if this is not recommended for reasons relating to rights on folders and files, you can create as many SSH users as you wish.